Don’t Fall for These Insurance Adjuster Tactics After a Florida Slip and Fall | Pardy & Rodriguez

Video Summary

After experiencing a slip and fall accident in Florida, an injured person may be contacted by an insurance adjuster representing the property owner or business. This source advises individuals to be cautious about communicating with the adjuster before consulting a personal injury attorney. An insurance adjuster generally represents the interests of the insurance company and may seek information that could affect the value or validity of an injury claim. Providing statements or other information without understanding the potential consequences may create challenges during the claims process. Consulting with a qualified personal injury attorney before responding can help an injured person understand their rights and make informed decisions about communications with the insurer.

Frequently Asked Questions (FAQs)

1. What should I do if an insurance adjuster calls after a Florida slip and fall?

You should consider consulting with a qualified personal injury attorney before speaking with the insurance adjuster or providing a statement about the accident.

2. Who does the insurance adjuster represent in these cases?

The insurance adjuster represents the insurance company for the business or property owner. The adjuster’s role is to protect the interests of the insurer.

3. Why is it risky to speak with an adjuster without an attorney?

An adjuster may ask questions or seek statements that could affect how the insurance company evaluates your claim. Consulting with an attorney first can help you understand how to respond.

4. What is the primary goal of a property owner’s insurance adjuster?

An insurance adjuster generally works to protect the insurance company’s financial interests, which may include evaluating the claim and determining whether and how much the insurer should pay.

5. When is the appropriate time to contact a personal injury attorney?

You should consider contacting a qualified personal injury attorney as soon as possible after a slip and fall, particularly before providing a statement to the property owner’s insurance company.

6. What might an adjuster try to do to my injury claim?

An adjuster may investigate the circumstances of the accident, question the cause or extent of your injuries, and evaluate whether the insurance company has an obligation to pay the claim.

7. Should I provide a statement to the store’s insurance company?

Before providing a statement, consider speaking with a qualified attorney who can explain your rights and help you understand the potential effect of the statement on your claim.

8. How should I respond if an adjuster approaches me at the store?

You can politely decline to discuss the accident until you have had an opportunity to consult with a personal injury attorney.

9. What is the main takeaway regarding insurance communications in Florida?

The main takeaway is to be cautious when communicating with the property owner’s insurance company after a slip and fall. Consulting with a qualified attorney before providing statements or other information can help protect your interests.

Transcription of the Video

If you’ve been injured in a slip and fall in the state of Florida and you are approached by the adjuster for the insurance company for the store premises where you fell, you should be very careful and not speak to them until you’ve first spoken to a personal injury attorney. The reason is that the adjuster is not your friend; they don’t really want to help you. They want to diminish the value of your claim or attempt to eliminate or extinguish your claim. If you are approached by an adjuster for the other insurance company, don’t speak to them. Contact a personal injury attorney.